Hail storms leave dimples and bruising on shingles that aren't always visible from the ground. We provide free drone-assisted hail inspections and full documentation for insurance claims.
High-wind events can rip shingles, tear off ridge caps, and compromise flashing. We respond quickly with emergency tarping to prevent water intrusion, then complete full repairs within days.
Fallen trees cause catastrophic structural damage to roofs, ceilings, and walls. We provide emergency debris removal, structural repair, roof replacement, and full interior restoration.
We've helped hundreds of Virginia homeowners successfully navigate insurance claims. We document all damage, provide detailed written estimates, meet adjusters on-site, and fight for full replacement value.
Call your insurance company to open a claim and request an adjuster inspection. Then call Keraman Construction at (571) 525-6430 — we'll conduct a free damage inspection first so you have a contractor's assessment ready when the adjuster arrives. We document all damage with photos and written notes, and we can meet your adjuster on-site to ensure nothing is overlooked.
Most Virginia homeowners insurance policies require you to report damage promptly — typically within one year of the storm event, though some policies have shorter windows. The sooner you file, the better: delay can make it harder to tie damage to a specific storm event. If you're unsure whether damage is storm-related, call us for a free inspection before filing.
If the damage is widespread and affects a significant portion of your roof, most policies will pay for a full replacement rather than a patchwork repair — especially if matching shingles are no longer available. Whether you receive Actual Cash Value (ACV) or Replacement Cost Value (RCV) depends on your policy. Keraman Construction can help you understand your coverage and advocate for full replacement when warranted.
Your out-of-pocket cost is typically limited to your deductible when damage is covered by insurance. Keraman Construction works within your insurance payout. We never ask homeowners to pay the difference between the insurance settlement and our estimate — if there's a gap, we work it out through supplements with the insurance company.
We repair all types of storm damage: hail damage to roofs, siding, and gutters; wind damage including missing shingles, torn fascia, and downed fencing; tree impact damage affecting the roof structure, ceilings, and walls; and water intrusion damage to interior drywall, insulation, and flooring.
Simple repairs (missing shingles, isolated hail damage) are typically completed within one to three days. More extensive work like full roof replacements, structural repairs after a tree impact, or interior restoration can take one to three weeks depending on scope. We provide a written timeline estimate before work begins.
Free inspection. We work with all major insurance companies. 24-hour emergency response.
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